The resource from the CAM (Community of Madrid) geared
toward the self-employed has not lasted lengthy. In this situation, the useful
resource consists of economic support for each small and medium-sized
corporations and freelancers in Madrid affected by the Covid-19 crisis who have
requested a loan to cowl their prices.
RECIPIENTS OF LABOR ASSISTANCE
The beneficiaries of those offers are self-employed and
small and medium-sized agencies based within the Community of Madrid. That is,
on the one hand, workers registered in RETA, such as individuals of
cooperatives, hard work or industrial businesses or, as a substitute,
registered within the Mutual Social Security. On the other hand, small and
medium-sized businesses. That is, companies that hire less than 250 humans and
whose annual turnover does no longer exceed 50,000,000 euros or whose annual
stability does now not exceed 43,000,000 euros. techwadia
In addition to the truth that the work middle for
freelancers or small and medium-sized businesses is placed in the Community of
Madrid, their sports need to were motivated by using Covid-19, specifically:
Acts whose starting to the public has been suspended due to
the assertion of a kingdom of alert for the health crisis because of COVID-19
(Royal Decree 463/2020 of March 14).
Activities in which, as of March or April 2020, billing has
decreased by using at least 25% in comparison to the equal month of the
preceding year or compared to February 2020.
Companies that commenced their sports in March 2020, no
matter the world wherein they develop it.
PURPOSE OF THIS AID
To qualify for those CAM offers, a SME or self-hired person
should sign a credit score operation with a credit organization with a
permanent established order in CAM and that is 100% assured through one of the
SGR (Reciprocal Guarantee Societies) that perform inside the Madrid's
community. As we understand, SGRs are non-earnings financial entities that
facilitate get right of entry to to financing for SMEs and the self-hired thru
direct ensures, as well as recommendation, education and merchandising. Here
you can consult the SGR that operate in the Community of Madrid.
In reality, the item of the assistance is the price of
prices, interest and depreciation related to the loan; in addition to approval
costs. In different phrases, it can not be used for another cause.
In addition to the fact that these are loans with entities
set up within the Community, and a a hundred% guarantee from the SGR, different
requirements must be met:
Must be new loans or loan renewals issued as of 05/14/2020
(alarm condition is going into impact). The most important amount cannot exceed
€ 50,000 and the repayment length should no longer exceed 30 months, along with
a grace period of 6 months.
ASSISTANCE SIZE
The amount of these donations from CAM can be 6.Five% of the
amount recorded because the essential quantity of the credit score operations.
The Bulletin of the Community of Madrid published on May 14,
2020 the entire quantity of the budget mortgage for this useful resource, which
is eight million (eight,000,000) euros.
TERMS AND PROCEDURES
The previous order establishes the maximum date of November
30, 2020, and this era begins as of 09/05/2020, the day after the Order is
published in BOCM.
The presentation of applications and the essential
documentation will be carried out solely electronically via the Electronic
Registry of the Ministry of Economy, Employment and Competitiveness of the
Community of Madrid. Therefore, you must have a valid digital ID or digital
certificates. In addition, it have to be registered with the @ Telematics Service
of the Community of Madrid. In the corresponding registration hyperlink, which
we encompass underneath, hyperlinks inside the MANAGEMENT section to the
software form and the files to be completed.
Finally, we depart you the links to request help, as well as
the often requested questions that the Community of Madrid has posted in this
regard.
